Whenever I meet with personal injury clients for the first time, I impress upon them how important it is to seek medical treatment as soon as possible after an injury has occurred. But also I impress upon them the importance of making sure they attend every single treatment session and doctor’s examination. Insurance companies routinely examine medical records with a magnifying glass. Although insurance adjusters are not medical doctors, they are looking for signs they can use to minimize your claim. The first one that I’ve mentioned before is the gap from the date of the accident to the date of the first treatment. How much is too much time? In my experience, if you wait more than 10 days before you seek active care from a medical provider, you’ve probably created some problems for your case.
However, also very important is to make sure you keep all your appointments. We are all very busy people with busy lives. We have jobs that demand a great deal of our attention, spouses who demand time from us, and children who certainly need our attention. However if you skip appointments and there are significant gaps between treatment sessions and significant gaps between examinations, the insurance company will use those gaps against you as evidence that the injury wasn’t bad enough for you to go the doctor on a regular basis.
Keep in mind, from the date of the accident you entered into a war between you and the insurance company for the other party. They are not your friend, and there are rarely there to help you. They are there to save the insurance company as much money as possible. They will do that by using every trick in the book including examining your start date for treatment as well as using any major gaps against you. Canceled appointments at the doctor’s office and gaps between treatment sessions can come back to haunt you when it comes time to settle your case.
If you need assistance with after your car accident or help with a personal injury case, call personal injury attorney Robert Mansour for a candid evaluation of your matter.