Many insurance companies are encouraging their insurance claims adjusters to meet with victims of accidents shortly after the accident occurs. Basically, you get a call from the from the insurance adjuster who seems to have your best interests in mind. He will explain that he wants to "learn more" about your accident. He will say that he's concerned about your medical bills. You'll be reassured, "Don't worry...we'll take care of everything." The next thing you know, he's offering to meet for coffee at the local Starbucks.
Be very careful because in most cases, the insurance adjuster does not have your best interest in mind. Surprise! What they're really trying to do is put a quick settlement before you in an effort to close their case. I used to work for the insurance companies, and the mantra we heard over and over again was, "A 'closed file' is a 'happy' file!"
They will often offer you $250 or $500 in an effort to put a quick end to the matter. They will dangle the check in front of you and hope you take it. There is no pressing reason to meet with the adjuster so early in the case. You are certainly not obliged to do so. You might not even sure what the extent of your injuries are. Actually, that is why they offer to meet you so quickly. If they wait much longer, you might become more fully aware of your injuries and less likely to accept their paltry offer.
While there are some very conscientious insurance adjusters out there, there are many who have no interest in justice or doing what's right. They just want to close their file quickly. Remember, a closed file is a happy file!
If you've been involved in a serious car accident, seek legal assistance before talking with the insurance company. Call our office at (661) 414-7100 for a free consultation. Read some of the other information on this website and make sure to check out the video page.
by Robert Mansour
Robert Mansour is a personal injury lawyer serving Santa Clarita, Valencia, Saugus, Canyon Country, Newhall, Stevenson Ranch, Castaic and surrounding communities.