Get All Your Insurance Information Together

Please make sure that you provide your lawyer with all of the auto insurance information if you’ve been involved in a car accident.  Your attorney will need to know your policy number, what insurance company you had, whether your insurance was in force at the time of the accident (if not, your ability to ask for “pain and suffering” damages may be affected) and also what kind of coverage you had in your insurance policy. That information is very important because it provides us with a contact person. 

Also, it’s very helpful to find out if you had something call Medical Payments Coverage.  Sometimes your own insurance company will pay for your medical bills if you need to turn to them to do that.  Of course you can use your own health insurance as well, and sometimes you can go to a doctor and see them on what’s called a “lien” basis.  A lien basis means that the doctor will provide you with physical therapy and care, etc. if it’s appropriate, and that doctor will expect to be paid later on when you settle with the responsible party. 

But anyhow, get all of your insurance information to your lawyer so when your attorney contacts your insurance company, they have all the information they need.  Also, very important, make sure you have the insurance information for all the other parties involved to the extent that you can.  Sometimes you’re unable to get that at the scene of the accident, and I understand that.   The police report may be a helpful when searching for that information.