Dave: Now, another thing, we were talking about this during the break, that the insurance adjustors are trying to befriend you. They're trying to be open, "Let's meet for coffee."
Robert: Oh yeah, that's a new strategy. What they do is they call you within 24 hours and they're very friendly. "We'll take care of this. We're going to pay for everything. Don't you worry." They send you flowers! I'm being silly.
But here's the new thing. Some insurance companies are having adjustors put lids on cases very fast, so what they'll do is, they'll say, "Let me meet you at Starbucks because I want to learn more about the accident. I want to learn more about your injuries." They don't want to learn anything. They want to dangle a check in front of you at Starbucks. "Here's $500. Why don't we call this a day? Would you sign here?" And the next thing you know you're signing away all your rights because you were presented with a $500 check, and at the time it seemed reasonable. But the next day it doesn't seem so reasonable when you're still hurt, or you find out that you have a disc injury and you weren't aware that it was a disc injury. So yeah, "Let's meet for coffee," the "friendly" insurance adjustor approach.
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