If you are involved in a car accident, make sure you get a copy of a property damage estimate. If you’ve been involved in a car accident, it is very important to obtain a copy of the property damage estimate. This is especially important when the visible damage to your vehicle doesn’t tell the whole story. An itemized property damage estimate will help outline all the parts of your vehicle that were damaged as a result of the automobile accident. You can use that to your benefit when arguing to an insurance company that the impact was major. What is most important to my analysis is a finding of frame damage. That information is usually contained near the end of the estimate.
Some clients tell me their car was totaled and their insurance company did not prepare an estimate. Even in those cases, you want to get a property damage estimate if you can. Again, you want to validate and confirm the severity of the impact by noting what exactly was damaged. Make sure you also take pictures of all the damage to your vehicle from a variety of angles. Sometimes, one angle simply doesn’t do justice, and people may doubt the nature of the impact. Remember you are trying to impress an insurance adjuster, and they want to see more evidence than most people.