When you have a car accident and make a claim, you just can't call the insurance company and say, "Hey, can you guys send me a check for $10,000?" First thing they will say is, "What the heck for?" When it comes to these cases, you need to have "evidence." Your word that you were hurt and deserve compensation will get you a cup of coffee at most. You need to provide documentary evidence. That means you need to get your medical records together along with any bills you incurred. Keep in mind, getting the bills means exactly that....not the EOB statements you get from your insurance company. What your health insurance paid is important, but you should still get your hands on the bills the health care providers actually generated. Sometimes, the billing is generated by another separate third party facility. Short story is that you can get your own records and bills relatively easily by asking for them. The health care providers are obligated to give them to you. After all, they are YOUR medical records and YOUR medical bills. Now you have the "evidence" you need. Now get ready for "argument!"
by Robert Mansour
Robert Mansour is a personal injury lawyer serving Santa Clarita, Valencia,