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Law Office of Robert Mansour

Frequently Asked Questions

What happens if the responsible party is uninsured?

11/26/2023

 
If you've been injured by an uninsured motorist, it can be a challenging situation, but there are steps you can take to protect your interests and seek compensation. Here are some general guidelines, but keep in mind that the specifics can vary depending on your location and the laws in your jurisdiction. It's always advisable to consult with an attorney who specializes in personal injury cases in your area for advice tailored to your situation.
  1. Contact the Police:
    • Report the accident to the police and obtain a copy of the accident report. This can be crucial documentation for your insurance claim.
  2. Gather Information:
    • Collect as much information as possible about all the parties and vehicles involved at the scene. This includes the other driver's contact information, license plate number, and insurance details (if available).
  3. Seek Medical Attention:
    • Even if your injuries seem minor, it's important to seek medical attention promptly. Some injuries may not manifest symptoms immediately, and having a medical record can strengthen your case.
  4. Notify Your Insurance Company:
    • Report the incidents to your insurance company as soon as possible because your insurance policy probably requires you to do so within a reasonable period of time. Provide them with all the details and documentation you have collected.
  5. Uninsured Motorist Coverage:
    • If you have uninsured motorist coverage, it can help cover your medical expenses and other damages. This coverage is designed to protect you in situations where the at-fault party is uninsured.  This can also help if the other party has insurance, but not enough - in which case you'd proceed under any available "underinsured motorist" coverage you might have with your company.
  6. Document Your Damages:
    • Keep detailed records of your medical expenses, property damage, and any other costs related to the accident. This documentation will be essential when presenting your case.
  7. Consult with an Attorney:
    • Consider discussing the case with a personal injury attorney experienced in handling uninsured and underinsured motorist cases. They can offer guidance on the specific laws in your jurisdiction and help you navigate the claims process.
  8. Negotiation with Your Insurance Company:
    • Your insurance company may offer a settlement. Be cautious and consider consulting with your attorney before accepting any settlement. Insurance companies may try to minimize payouts, so having legal advice can be crucial.
  9. File a Lawsuit:
    • If negotiations with your insurance company are not successful, you may need to file a lawsuit against the uninsured motorist. Your attorney can guide you through this process.
  10. Keep Communication in Writing:
    • Communicate with your insurance company in writing and keep a record of all correspondence. This can be useful if there are disputes later on.
Remember, the specifics of your situation may vary, and it's crucial to consult with a legal professional who can provide advice based on your unique circumstances and the laws in your jurisdiction.

Why do vehicle rollovers occur?

11/11/2023

 
Rollover car accidents can occur due to a combination of factors, including vehicle design, road conditions, and driver behavior. Some of the key factors that contribute to rollover accidents include:
  1. High Center of Gravity (CG): Vehicles with a higher center of gravity, such as SUVs, trucks, and some vans, are more prone to rollovers. When a vehicle has a top-heavy design, it is more likely to tip over, especially during sharp turns or sudden maneuvers.
  2. Excessive Speed and Maneuvering: High speeds, aggressive driving, and sudden maneuvers increase the risk of rollovers. Tripping hazards, such as hitting a curb or a soft roadside surface, can cause a vehicle to tip over.
  3. Tire Issues: Defective or improperly inflated tires can contribute to rollovers. Tires play a crucial role in maintaining stability, and blowouts or sudden loss of tire pressure can lead to loss of control.
  4. Road Conditions: Poor road conditions, such as uneven surfaces, potholes, or debris, can contribute to rollovers. Uneven surfaces can cause a vehicle to become unstable, especially during abrupt movements.
  5. Vehicle Design Defects: Some design defects can increase the likelihood of rollovers or worsen their outcomes. These defects may include:
    a. Weak Roof Structures: Inadequate roof strength can lead to roof collapse during a rollover, increasing the risk of injury to occupants.
    b. Lack of Roll Bars or Roll Cages: These safety features can enhance a vehicle's ability to withstand a rollover and protect occupants.
    c. Inadequate Electronic Stability Control (ESC): ESC systems help prevent skidding and loss of control, reducing the risk of rollovers. Vehicles without ESC or with poorly functioning systems may be more prone to rollovers.
    d. Poorly Designed Suspension Systems: The suspension system plays a role in a vehicle's stability. Defective or poorly designed suspension systems can contribute to rollovers.
    e. Defective Brakes: Malfunctioning or poorly designed brake systems can affect a driver's ability to control the vehicle, increasing the risk of rollovers.
It's important to note that modern vehicles are subject to various safety standards and regulations to address these issues. Manufacturers are continuously working to improve vehicle safety and reduce the risk of rollovers. Additionally, driver awareness, adherence to speed limits, and responsible driving behavior are crucial in preventing rollover accidents. If you suspect a defect in your vehicle, it's essential to report it to the manufacturer and relevant authorities.

What are some common school yard injuries?

10/25/2023

 
School yard injuries are common and children can get hurt.  However, there are times when the school may be responsible or partly responsible for the student's injuries.  Here are some common school yard injuries and how schools can keep their students safe.
  1. Playground Falls:
    • Injuries from falls off playground equipment.
    • Examples include broken bones, sprains, and concussions.
  2. Sports Injuries:
    • Injuries sustained during physical education classes or organized sports activities.
    • Common injuries include sprains, strains, fractures, and contusions.
  3. Trips and Falls:
    • Accidents caused by uneven surfaces, cluttered walkways, or inappropriate footwear.
    • Resulting injuries may range from minor cuts and bruises to more severe fractures.
  4. Collisions:
    • Accidents that occur when students collide with each other during play or sports.
    • Injuries may include bruises, cuts, or more serious injuries if the collision is forceful.
  5. Lacerations and Abrasions:
    • Cuts and scrapes from various activities.
    • Playground equipment, sharp objects, or even other students' belongings can cause these injuries.
  6. Sprains and Strains:
    • Overexertion or improper technique during physical activities can lead to sprains and strains.
  7. Concussions:
    • Head injuries resulting from falls, collisions, or other accidents.
    • Concussions require careful monitoring and appropriate medical attention.
Responsibilities of Schools to Keep Students Safe:
  1. Supervision:
    • Schools must provide adequate supervision during all school-related activities, including recess, physical education classes, and sports events.
  2. Safe Infrastructure:
    • Ensuring that playgrounds, classrooms, hallways, and other facilities are designed and maintained with safety in mind.
    • Regular inspections and repairs of equipment and facilities.
  3. Safety Policies:
    • Implementing and enforcing safety policies and rules to guide student behavior.
    • Educating students about safety measures and practices.
  4. Emergency Preparedness:
    • Having proper emergency plans in place, including response protocols for injuries.
    • Training staff in first aid and emergency response.
  5. Risk Assessments:
    • Conducting regular risk assessments to identify and address potential hazards on school premises.
  6. Communication with Parents:
    • Keeping parents informed about safety measures and providing information about injuries that occur on school grounds.
  7. Physical Education Guidelines:
    • Ensuring that physical education classes follow appropriate guidelines and that instructors are trained in injury prevention.
  8. Anti-Bullying Programs:
    • Implementing anti-bullying programs to prevent injuries resulting from physical altercations among students.
  9. Health and Safety Education:
    • Integrating health and safety education into the curriculum to empower students with knowledge on injury prevention.
  10. Collaboration with Health Professionals:
    • Working with healthcare professionals to address specific health needs of students and provide necessary accommodations.
It's important to note that the specific responsibilities can vary based on local regulations and school policies. In many cases, a combination of preventive measures, supervision, and timely response to incidents contributes to creating a safe school environment.

What are some of the most effective personal injury strategies?

10/3/2023

 
Presenting a personal injury claim effectively is crucial for maximizing your chances of receiving fair compensation. Here are some general strategies that may be useful when presenting a personal injury claim in California:
  1. Seek Medical Attention Immediately:
    • Your health is the top priority. Seek medical attention promptly after the injury, even if it seems minor initially. This creates a record of your injuries and their immediate treatment.
  2. Document Everything:
    • Keep detailed records of the accident, injuries, medical treatments, and any other related expenses. This includes photos, witness statements, police reports, and medical bills.
  3. Preserve Evidence:
    • Preserve any evidence related to the accident. This may include preserving the damaged vehicle, keeping any defective products, or documenting the scene of a slip and fall accident.
  4. Contact Law Enforcement:
    • Report the incident to the appropriate authorities, especially in cases of car accidents or other incidents where law enforcement can create an official report.
  5. Consult with an Attorney:
    • Seek the advice of a personal injury attorney experienced in California law. They can provide guidance on the strength of your case, calculate potential damages, and help navigate the legal process.
  6. Statute of Limitations:
    • Be aware of the statute of limitations for personal injury claims in California and ensure that you file your claim within the prescribed time frame.
  7. Build a Strong Case:
    • Work with your personal injury lawyer to build a strong case. This may involve gathering expert opinions, such as medical experts or accident reconstruction specialists, to support your claim.
  8. Determine Liability:
    • Clearly establish the liability of the party responsible for your injuries. This might involve proving negligence or demonstrating a breach of duty.
  9. Engage in Negotiations:
    • Your attorney may engage in negotiations with the other party's insurance company to reach a fair settlement. Be patient during this process, as it can take time.
  10. Consider Mediation or Arbitration:
    • If negotiations stall, you may consider alternative dispute resolution methods like mediation or arbitration to resolve the matter without going to trial.
  11. Prepare for Trial:
    • If a settlement cannot be reached, be prepared for the possibility of going to trial. Your attorney will help you prepare your case and represent you in court.
  12. Stay Cautious with Insurance Adjusters:
    • Be cautious when dealing with insurance adjusters. They may attempt to settle for less than your case is worth. Consult with your attorney before accepting any offers.
Remember, each personal injury case is unique, and consulting with a qualified personal injury attorney is crucial to developing a strategy tailored to your specific situation. They can provide legal advice based on California laws and help you navigate the complexities of the legal system.

What are the top 10 questions regarding personal injury?

5/31/2023

 
Here are the top ten common questions and answers that people often have about personal injury cases:

Q: What is a personal injury case?

A: A personal injury case arises when a person suffers some kind of injury or harm due to the negligence or wrongful actions of another party.  The injury can be to a person's body or to their personal property.  Most lawyers focus on the injury portion of the case.  Therefore, if you have no injury to your body from the accident, most lawyers will not get involved.

Q: How do I know if I have a personal injury case?

A: To determine if you have a personal injury case, you generally need to show that someone else's negligence or intentional actions caused your injuries and resulted in damages.  Just because an accident occurred is not sufficient.  The accident must have caused injury to you.

Q: What can I claim in a personal injury case?

A: In a personal injury case, you may be able to claim various damages, including medical bills (past and potential future medical bills), lost wages/earnings, pain and suffering, emotional distress, and property damage.  

Q: Is there a time limit on filing a personal injury lawsuit?

A: Generally your first action will be to bring a "claim."  If the claim cannot be resolved, then yoiu may have to consider filing a lawsuit.  The time limit for filing a personal injury lawsuit (known as the statute of limitations) varies depending on your jurisdiction and the type of case.  In California it's currently 2 years from the date of the accident.  It's essential to consult with an attorney to understand the specific deadlines that apply to your situation.  Remember that these time limits can change over the years.  

Q: Should I hire an injury attorney?

A: While it's not required, hiring a personal injury attorney is often beneficial. They have expertise in navigating the legal process, negotiating with insurance companies, and advocating for your rights to seek fair compensation.  At the very least, a personal injury lawyer may be able to offer you guidance and answer your questions (even if they cannot take your case).  

Q: How is liability determined in a personal injury case?

A: Liability is determined by evaluating all the facts and the evidence involving the case. It involves assessing the negligent party's duty of care, their breach of that duty, and establishing a causal link between their actions and your injuries.  These are the basic components of any negligence claim.  First you must show the responsible party had a DUTY to refrain from negligence.  Second, you must demonstrate the defendant BREACHED their duty.  Then you must show that the breach CAUSED damage to you.  The final component is DAMAGES (if you don't have damage, you don't have a negligence claim).  

Q: Will my personal injury case go to trial?

A: Most injury cases are settled prior to filing a lawsuit. However, if a settlement cannot be reached, your case may proceed to trial, where a judge or jury will decide the outcome.  Whether or not you should file a lawsuit depends on many factors and you shouldn't enter into that decision lightly.

Q: How long do personal injury cases take to resolve?

A: The duration of a personal injury case can vary significantly. Some cases settle quickly (within a few weeks or months), while others may take several more months or even years, depending on the complexity of the case and the willingness of the parties to achieve a resolution.

Q: How is the compensation determined?

A: The compensation amount depends on several factors including the severity of your injuries, the impact on your daily life, the extent of financial losses, and the available insurance coverage., whether or not you have any residual injury, and whether or not you may require any future medical care. An attorney can help assess the value of your case.

Q: What if I'm partially at fault for the accident?

A: If you share some fault for the accident, that can affect your recovery. In California, we use the notion of comparative fault - you may still be able to recover compensation, but the amount could be reduced based on your level of fault.  For example, if your case is worth $100,000, then you might only be entitled to $50,000 if you were 50% at fault for the accident. 

Remember, these questions and answers are general, and it's always recommended to consult with a qualified personal injury attorney to get specific advice based on your unique circumstances.

Why do some cars catch fire after an auto accident?

2/7/2023

 
Cars catching fire after an accident is a relatively rare occurrence, but when it does happen, it's usually due to a combination of factors. Several elements can contribute to post-accident fires, and they are not necessarily limited to the location of the gas tank.
  1. Fuel Ignition: One common reason for post-accident fires is the ignition of fuel. If there's a rupture in the fuel system during a collision, and fuel comes into contact with a spark or a hot surface, it can ignite. This ignition can happen in various locations, not just near the gas tank.
  2. Gas Tank Location: While the location of the gas tank can play a role, it's not the only factor. Modern cars are designed with safety features to minimize the risk of fire, such as protective barriers and materials to prevent fuel leaks.
  3. Fuel Valve and System Design: If there's a failure in the fuel system design, such as a faulty fuel valve, it can contribute to leaks and increase the risk of a fire. Fuel systems are typically designed to minimize the chances of fuel leakage in the event of a collision.
  4. Electrical Systems: Issues with the electrical system can also contribute to fires. A short circuit or damaged wiring could create sparks, which, if combined with leaked fuel, can lead to a fire.
  5. Engine Compartment Design: In some cases, fires can originate in the engine compartment due to the release of hot fluids, like oil or coolant, coming into contact with a hot surface. Again, this is not necessarily related to the gas tank's location.
  6. Manufacturing Defects or Material Failures: Poor manufacturing quality or the use of faulty materials in the construction of the car can contribute to the risk of fire after an accident.
  7. Delayed Ignition: Sometimes, fires may not occur immediately after an accident but could happen later if a damaged component heats up over time and eventually ignites nearby flammable materials.
It's important to note that significant advancements in automotive safety have been made over the years. Automakers implement rigorous safety standards and conduct extensive testing to minimize the risk of post-accident fires. When incidents do occur, they are often thoroughly investigated by regulatory bodies and manufacturers to identify the cause and implement any necessary design changes or recalls to improve safety.

Should I yell at the insurance adjuster?

1/18/2023

 
The answer is no. I can’t tell you how many times clients try to handle things on their own, and then end up yelling at the insurance adjuster in frustration. Then they call me as if I’m supposed to make everything OK. Now I am dealing with an irate insurance adjuster who is, at the end of the day, a human being like anyone else. If they are insulted or yelled at, they will likely dig their heels in the sand.

The best thing to do is not to make the matter personal. The insurance adjuster is only doing his or her job. Their job is to hoard money for the insurance company. They are not interested in your problems, and they do not share your concerns.  They may seem very helpful (and many of them can indeed be helpful), but their interests are not the same as yours.

Yelling at the insurance will only infuriate them and cause them to be more difficult. I always ask clients, “Why are you yelling at the same person who may be writing you a check one day?“ To be honest, there have been times in my history where I lost my cool and ended up yelling at the insurance adjuster.  I'm not proud of those times.  Truth be told, it never ends well and doesn’t help move the case forward. 

​You can respectfully disagree and be civil the entire time. There is nothing to be gained by antagonism. Over the years, I have found that having a good relationship with the insurance adjuster (and the defense attorney as may be the case), is helpful to getting the case resolved.

How often should I shop for car insurance?

11/16/2022

 
I once had a client who had the same insurance company for 23 years. When he was involved in a serious car accident, the responsible party did not have enough insurance. Therefore, after exhausting the amount of insurance available from the responsible party, we turned to his "underinsured motorist" coverage for additional recovery. His insurance company nickeled and dimed us to death. He couldn’t believe how poorly his insurance company treated him. He was especially upset after how many years he demonstrated loyalty to this insurance company.

People sometimes assume the insurance company will reciprocate and demonstrate the same loyalty to their clients. The truth is, while some may do so, most insurance companies are not interested in that at all. In fact, some experts believe that insurance companies will charge you more if you are loyal to them, because they figure you are not likely to shop around. So while you think they might reward you for being loyal, the opposite is true.  There are some insurance companies and some insurance professionals who will indeed take client loyalty into account. 

However, I have found that insurance companies are increasingly deaf to loyalty. It doesn’t really matter to them anymore. All they care about is their bottom line. Therefore, it makes sense to shop your policy every couple of years. The auto insurance market is very competitive, and you may find that by shopping around, you might be able to save yourself a great deal of money. Just make sure you shop with stable companies that have a good reputation. Talk to an insurance broker who is not captive to a single company. There are also many free online tools that you can use to get competitive rates. Remember, insurance companies are increasingly using your loyalty against you by raising your premiums and not treating you fairly even though you’ve been loyal to them for years.

How does Collision Avoidance Technology save lives?

8/29/2022

 
Collision avoidance technology (CAT) in automobiles is designed to help prevent or mitigate crashes by using various sensors, cameras, and algorithms. These systems are generally part of advanced driver assistance systems (ADAS) and can provide an extra layer of safety. Here's how collision avoidance technology helps save lives:

  1. Automatic Emergency Braking (AEB): AEB systems use sensors such as radar, lidar, or cameras to monitor the road ahead. If the system detects an imminent collision with a vehicle or obstacle, it can automatically apply the brakes to either prevent the collision or reduce its severity.
  2. Forward Collision Warning (FCW): FCW systems use similar sensors to AEB, but instead of applying the brakes automatically, they warn the driver of an impending collision. This alert can give the driver time to react and take evasive action.
  3. Lane Departure Warning (LDW) and Lane-Keeping Assist (LKA): These systems use cameras to monitor lane markings. If the vehicle starts to drift out of its lane without the use of a turn signal, the system can provide a warning or even gently steer the vehicle back into its lane.
  4. Blind Spot Detection: Radar or camera-based systems can monitor the vehicle's blind spots and alert the driver if there's a vehicle in the adjacent lane, helping to prevent collisions during lane changes.
  5. Cross-Traffic Alert: This system warns drivers of approaching traffic from the side, such as when backing out of parking spaces.

However, like any technology, collision avoidance systems are not infallible, and several challenges and potential issues exist:

  1. Sensor Limitations: Adverse weather conditions, such as heavy rain or snow, can affect the performance of sensors like cameras and lidar, potentially leading to false readings or reduced system effectiveness.
  2. Calibration Issues: Proper calibration of sensors is crucial for accurate detection and response. If sensors are misaligned or improperly calibrated, the system may not function as intended.
  3. Overreliance on Technology: Drivers might become overly reliant on these systems, leading to complacency and reduced attentiveness. It's important for drivers to remain actively engaged and ready to take control of the vehicle at all times.
  4. False Positives and Negatives: Collision avoidance systems may generate false alerts or fail to detect certain obstacles, leading to either unnecessary interventions or a lack of intervention when needed.

If there's a failure in collision avoidance technology, drivers may experience one or more of the following:

  • Lack of Warning: The system may fail to provide a warning when there's a potential collision risk.
  • Failure to Intervene: In the case of AEB or similar systems, the technology may not apply the brakes or take other corrective actions when it should.
  • Erratic Behavior: The system might exhibit unexpected or erratic behavior, such as false braking or steering interventions.

To know if there's a failure, drivers should:
​
  • Stay Informed: Be aware of the capabilities and limitations of the collision avoidance technology in their vehicle.
  • Monitor System Alerts: Pay attention to any warnings or alerts generated by the collision avoidance system.
  • Regular Maintenance: Ensure that the vehicle's sensors and components are properly maintained and calibrated according to the manufacturer's recommendations.
  • Seek Professional Assistance: If there are suspicions of a system failure, consult with the vehicle manufacturer or a qualified technician to diagnose and address the issue.

It's important to note that while collision avoidance technology can enhance safety, it's not a substitute for responsible driving. Drivers should always remain attentive, follow traffic laws, and be prepared to take control of the vehicle when necessary.

Why do some airbags inadvertently deploy?

4/25/2022

 
​Inadvertent airbag deployment can cause personal injury to vehicle occupants due to the force and speed with which the airbag inflates. Airbags are designed to deploy rapidly in the event of a collision, providing a cushioning effect to help protect occupants from striking hard surfaces inside the vehicle. However, when airbags deploy unexpectedly or without a proper cause, it can lead to injuries for several reasons:
  1. Sudden Impact: The force of an airbag deploying during an unintended event can cause a sudden and unexpected jolt to the occupants. This can result in injuries such as whiplash, head injuries, or injuries to the arms and chest.
  2. Proximity to the Airbag: If an occupant is sitting too close to the airbag compartment, inadvertent deployment can cause them to be struck forcefully by the inflating airbag. This can lead to injuries, particularly facial injuries, as the airbag deploys toward the face.
  3. Surprise and Distraction: Inadvertent airbag deployment can startle and distract the driver, leading to a loss of control of the vehicle, which may result in a secondary collision and additional injuries.

Several factors can contribute to inadvertent airbag deployment, including:
  1. Faulty Sensors: Airbag systems rely on sensors to detect rapid deceleration, indicating a collision. Faulty sensors can misinterpret other movements or vibrations as a collision, leading to unintended airbag deployment.
  2. Electrical Issues: Problems with the electrical system, such as short circuits or wiring issues, can trigger the airbag system inadvertently.
  3. Software Glitches: The software that controls airbag deployment may have bugs or glitches that cause it to deploy the airbags when it shouldn't.
  4. Mechanical Malfunctions: Issues with the mechanical components of the airbag system, such as the inflator or the deployment mechanism, can lead to unintended deployments.

Manufacturers continuously work to improve the reliability and safety of airbag systems through rigorous testing and quality control measures. In cases where there are concerns about airbag deployment, it is crucial to follow up with the vehicle manufacturer or a qualified automotive professional to address the issue promptly and ensure the safety of the occupants.  If you think your airbag inadvertently engaged/deployed and caused serious injury, you should also consult with a lawyer who is experienced with auto airbag defect cases.
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    by Robert Mansour

    Robert Mansour is a personal injury lawyer serving Santa Clarita, Valencia,
    Saugus, Canyon Country, Newhall, Stevenson Ranch, Castaic and surrounding
    communities.

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* The information on this website does not create an attorney/client relationship.  It is not legal advice and is presented for general informational purposes only.  Always consult with a professional when handling legal matters as the law is constantly changing.

Law Office of Robert M. Mansour, 28212 Kelly Johnson Pkwy #110, Santa Clarita, CA 91355 (661) 414-7100
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