Call anytime: 661-414-7100 or text 661-249-9990
Santa Clarita Car Accident Attorneys - Call (661) 414-7100
  • Home
  • About
    • Client Reviews
    • Fees and Policies
  • Cases We Handle
    • Car Accidents
    • Motorcycle Accidents
    • Pedestrian Accidents
    • Bicycle Accidents
    • Brain Injury Cases
    • Wrongful Death
    • Spinal Cord Injuries
    • Estate Planning
  • Resources
    • Videos
    • Blog
    • Library
    • FAQ
  • FREE CASE EVALUATION
  • Contact
    • ZOOM VIDEO
  • Home
  • About
    • Client Reviews
    • Fees and Policies
  • Cases We Handle
    • Car Accidents
    • Motorcycle Accidents
    • Pedestrian Accidents
    • Bicycle Accidents
    • Brain Injury Cases
    • Wrongful Death
    • Spinal Cord Injuries
    • Estate Planning
  • Resources
    • Videos
    • Blog
    • Library
    • FAQ
  • FREE CASE EVALUATION
  • Contact
    • ZOOM VIDEO

Law Office of Robert Mansour

Library Articles

Using Your Medical Payments Coverage to Pay Your Bills

4/1/2014

 
VIDEO TRANSCRIPT: Hello, everybody. This is Robert Mansour, and I wanted to make a brief video today about the issue of medical payments coverage. Medical payments coverage is something that a lot of people have under their insurance policy, and they're not even aware of it. Your auto insurance policy may have some coverage for you called "medical payments coverage," or MPC. What that means is, they basically serve as a health insurance company for you.

So, let's say you don't have health insurance. If you have medical payments coverage under your auto insurance policy, they might be able to pay for your health care coverage, or your health care needs after an auto accident. Now, it's important to know what the limits are of your Medical payments coverage.

So for example, you might have $2,000 available to you, or $5,000 available to you. You need to make sure number one that you have it available; and number two, you need to know what the limits are. In some cases, I have seen clients with $25,000 of medical payments coverage available to them. And the nice thing about this is that you can get your health care providers paid more quickly. Some of the health care providers don't understand personal injury cases, and they don't want to work on a lien, for example.

They don't want to defer their payment for later on in a case. They want to get paid now. And if you don't have health care insurance, it might be good to use your medical payments coverage. In some cases, the medical payments coverage will only pay after you've exhausted your health care coverage. So, if you use your health care coverage first and then you have some money left over that you have to get paid, some bills, you can use your medical payments coverage at that point. The other thing is that they may want you to exhaust your health care coverage first, your health care coverage options; or at least demonstrate that you don't have health care, before the medical payments coverage kicks in.

In many cases, and I would say in most cases, the insurance company has a right to reimbursement of their medical payments. So, let's say you recover money from the party at fault. You probably have to repay your insurance company for the medical payments they advanced on your behalf. So, it's not necessarily a freebie. So, let's say your insurance company pays $5,000 to the doctors on your behalf, under your Medical payments coverage. If you recover money from the other party, let's say you recover $10,000, you have to repay your insurance company for the Medical payments coverage that they extended for you.

Now, that is, in most cases, a contractual obligation that many clients aren't even aware of. So, make sure you talk to your lawyer about your medical payments coverage, whether or not it's even going to be available for you. And also make sure you discuss the right of reimbursement that most insurance companies have, when it comes to the medical payments coverage provision. If you don't have medical payments coverage, talk to your insurance professional and see if it will be appropriate for you. In most cases, it's not very expensive and it can be very helpful if you have a personal injury case. Thank you very much for watching this video. I hope you found it helpful.

If you need help with your accident matter, please call my office to learn more and see if we can help you with your personal injury auto accident case.  Call (661) 414-7100.  Also, visit our Videos page for more educational videos you may find helpful.

    Categories

    All
    Alternative Dispute Resolution
    Attorneys
    Automobile Insurance
    Basic Speed Law
    California Vehicle Code
    Car Insurance
    Car Rental
    Consultation
    Damages
    Eye Injury
    Fractures
    Health Insurance
    Injuries
    Insurance Adjusters
    Insurance Companies
    Insurance Company
    Insurance Coverage
    Lawsuits
    Lawyers
    Liability
    Lost Earnings
    Medical Care
    Medical Expenses
    Medical Payments Coverage
    Non-economic Damages
    Pedestrian Cases
    Personal Injury
    Police Reports
    Property Damage
    Settlement
    Statute Of Limitations
    Surgery
    Underinsured Motorist
    Uninsured Motorist

    Archives

    December 2022
    October 2022
    December 2021
    May 2020
    November 2019
    October 2019
    June 2019
    November 2018
    July 2018
    February 2018
    January 2018
    September 2017
    May 2017
    April 2017
    February 2017
    December 2016
    November 2016
    August 2016
    June 2016
    February 2016
    January 2016
    December 2015
    October 2015
    September 2015
    August 2015
    July 2015
    May 2015
    April 2015
    March 2015
    February 2015
    January 2015
    October 2014
    September 2014
    August 2014
    July 2014
    June 2014
    May 2014
    April 2014
    February 2014
    January 2014
    December 2013
    November 2013
    October 2013
    September 2013
    August 2013
    May 2013
    March 2013
    February 2013
    January 2013
    November 2012
    October 2012
    September 2012
    August 2012
    July 2012
    May 2012
    January 2012
    December 2011
    November 2011
    October 2011
    September 2011
    August 2011

    by Robert Mansour

    Robert Mansour is a personal injury lawyer serving Santa Clarita, Valencia,
    Saugus, Canyon Country, Newhall, Stevenson Ranch, Castaic and surrounding
    communities.

 Home | Attorney Profile | Practice Areas | Client Reviews | Personal Injury Blog | Personal Injury Library | FAQ 
 Videos | Directions | Google Maps | Disclaimer | Contact Us

Visit our Google Business Page | Like Us on Facebook | Our Yahoo! Business Listing | Follow Us on Twitter  
Linked In Profile | Please give us a great review on Yelp | Our YouTube Channel | BrandYourself Profile
FAQ RSS Feed |  Blog RSS Feed | Library RSS Feed | Our Bing Local Business Listing | Cornell University Listing

Office hours are Monday through Friday, 9 am to 5 pm.  By appointment.  If you are trying to reach us after hours or on the weekends, the best way is to use the form on the "Contact" page or simply send an email to info@valencialawyer.com

* The information on this website does not create an attorney/client relationship.  It is not legal advice and is presented for general informational purposes only.  Always consult with a professional when handling legal matters as the law is constantly changing.

Law Office of Robert M. Mansour, 28212 Kelly Johnson Pkwy #110, Santa Clarita, CA 91355 (661) 414-7100
Picture