Why Does the Insurance Adjuster Want to Meet Me?

There seems to be a new approach being employed by some over-zealous insurance adjusters. They will offer to meet you at your home to “discuss” your case. Make no mistake…they are not interested in “discussing” your case. They are there to offer you a quick, low-ball settlement. Insurance adjusters are often rewarded for “closing” files and resolving them quickly. For some companies, the longer a file remains open, the more questions are asked by supervisors. So the adjuster will meet with you and convince you they have tons of experience with cases just like yours and that $500 should be enough settlement. They will have their checkbook for sure. Remember, insurance companies don’t make money by paying claims. They make money by taking in premiums. If the insurance adjuster wants to meet you, talk to a lawyer first. Never sign anything until you run it by an experienced lawyer. If you sign your rights away, and accept a low-ball settlement, then you cannot come back later and ask for more.