The insurance companies do not want you to call the police after an accident. There are many reasons for this. Number one, it creates a record of the event so the insurance company cannot deny later on that the accident actually happened. Yes, they do that. Believe it or not, they will sometimes deny that an accident actually occurred, or their client will say, "Hey, I wasn’t there. I have no idea what you’re talking about." They’ll deny the accident even occurred. If you have a police report, that goes a long way to establishing that the accident actually happened and who was actually there at the scene.
Also, if you complain of pain at the accident scene, the police report will often have that complaint of pain which is very good because the insurance company can no longer later on say, "Hey, you never complained of this pain before" or "You didn’t complain of pain from the accident." Well, it’s right there in the police report: Day One, complaints of pain from the accident! In fact, sometimes it’s frustrating for me because my clients don’t complain of pain at the accident scene. They complain about the pain later on, and the insurance company will use the absence of complaints at the accident against you as well. So it’s always in your best interest to tell the officer if you have any pain, even if it’s minor. Also, the police report will have important witness information and other valuable info and it’s almost always a great idea to get a police report. The insurance companies don’t really like it though.
If you need help with your personal injury case, call Santa Clarita attorney Robert Mansour at (661) 414-7100 for a consultation.
by Robert Mansour
Robert Mansour is a personal injury lawyer serving Santa Clarita, Valencia, Saugus, Canyon Country, Newhall, Stevenson Ranch, Castaic and surrounding communities.